For the longest time, I thought I was just bad with money. It wasn’t that I didn’t earn a decent salary; it was just that my bank account seemed to have a revolving door. My savings were practically non-existent. I mean, a girl just wants the next trendy bag and shoes, right? 🤑 My financial status has been a real struggle.🥲
Then one random evening, lifting weights at the gym with my gym buddy, in between sets, she casually dropped a question that hit me harder than a Lagos pothole: “Are you saving in Naira or Dollars?”
My immediate thought? “Madam, what do you even mean by that?! 😏 I’m just trying to survive till the next paycheck, aren’t we all?” 🤷🏽♀️The question genuinely confused me. I was earning in Naira, spending in Naira, and constantly “suffering and smiling” as the fluctuating dollar to naira rate made everything more expensive. It made me realize how utterly one-dimensional my money habits had been.
The “Aha!” Moment: Why Just Survive When You Can Thrive? 🤷🏽♀️
That simple question started a conversation. I always wanted more, of course, but how was I going to get it? My biggest fear would be to put my money somewhere and be worried to wake up some day and see the news “bank xxx has packed up” 😲Anyway, this gist led me to finding the Rova app. She had used it for a while and was recommending it. In her words, it wasn’t just another app for international money transfer; it was a practical solution designed for someone like me, and I would come back to thank her later.
My Rova Journey: From Chaos to Control
Here’s why Rova actually worked for me:
- My Own Global Accounts: This was the real game-changer. I was always wondering how to open a dollar account in Nigeria without all the usual stress. With Rova, I could set up savings Vaults in Naira, Pounds, and US Dollars. This meant if I did a freelance gig for a foreign client, the payment could be held in its original currency. I no longer had to constantly worry about the dollar to naira black market rates. It felt like I finally had a proper financial tool. 💪🏽
- My Money Started Working Harder: This was the sweet part. I discovered I could earn good interest on my savings. For my Naira savings, I could get up to 17% per annum! For Pounds, up to 4.12% AER, and for Dollars, up to 4.25% AER. My money was finally doing more than just sitting there; it was actively growing.
- Simple, Not Stressful: The Rova app itself was a relief. No complicated financial jargon. It was intuitive and friendly, with clear steps to set up my goals and track my progress. It felt like a calm, straightforward guide in my pocket.
Building My Future, One Vault at a Time
I started small to test it out (because, let’s be real, when it comes to money, trust takes time, right? 😂). I opened a short-term Naira Vault. Seeing how easy it was to set up and track gave me the confidence to do more.
Next, I opened a USD Vault for a tech course I’d been putting off. Knowing that money was safe and growing felt empowering. Then came the GBP Vault for my long-term “Japa” plans.😚 Suddenly, my financial future felt less like a distant dream and more like a real, achievable plan, all organized on my phone!.
Now, when friends ask how I manage, I just tell them I found a tool that works for me. It’s not about being a “finance guru” overnight. It’s about having a tool that simplifies global finance and helps you navigate the world with more confidence.
If you’re stuck in the same cycle I was, I genuinely recommend giving Rova a try. It’s for anyone who wants to build better money habits without all the drama. And if you’re asking, “Yes,” I went back with a crate of eggs as a thank you🙃to support my girls’ fitness journey. Talk about “women empowering women” 💪🏽
Ready to transform your money moves? Download the Rova app today!
